Activating your HDFC credit card is a crucial step to start utilizing its benefits. Whether you’re eager to make online purchases, enjoy contactless transactions, or travel internationally, activating your card ensures seamless usage.
Here is the step-by-step guide to activate your HDFC credit card efficiently.
Setting Your PIN
The Personal Identification Number (PIN) is vital for securing your HDFC credit card. Follow these steps to set your PIN:
Through ATM:
- Visit any HDFC Bank ATM.
- Insert your credit card.
- Enter the temporary PIN received on your registered mobile number.
- Select the ‘PIN Change’ option.
- Create a new 4-digit PIN of your choice.
- Confirm the new PIN.
Through IVR:
- Dial 18602660333 from your registered mobile number.
- Follow the instructions provided to set your 4-digit PIN securely.
Enabling Transactions
Activating various transaction types ensures flexibility in using your HDFC credit card. Here’s how you can enable transactions:
Through NetBanking:
- Log in to HDFC Bank NetBanking using your Customer ID.
- Navigate to the ‘Cards’ tab and select ‘Request,’ followed by ‘Set Card Usage/Limits.’
- Choose the transactions you wish to enable (online, contactless, international) and toggle them on for both domestic and international usage.
- Confirm the changes and enter the OTP received on your registered mobile number.
Through MyCards:
- Visit https://mycards.hdfcbank.com/.
- Log in using your Customer ID and OTP.
- Proceed to the ‘Card Control’ tab.
- Enable the desired transactions (online, contactless, international) securely.
Through Phone Banking:
- Call HDFC Bank customer care using the number mentioned on the back of your card.
- Select the option for credit card activation and follow the automated instructions provided.
Through Credit Card Usage:
Alternatively, activate your card by making at least one online or point-of-sale transaction within 37 days of receiving it.
Conclusion
By following these steps diligently, you can activate your HDFC credit card swiftly and securely, unlocking its full potential for your financial needs.
