Before reviewing this card today, let’s know what this card gives you?
This card can be a great option for customization and cashback. There are few cards on the market that give you the freedom to make this decision. This is one of them.
But the most attractive thing about this card is that you can choose how you want to get rewards.
Yes you didn’t hear wrong. Let’s not get too excited, get to know about the details and rewards and I will definitely let you know my opinion below. Just like me, you also have to share your opinion in the comment box.
Who is this card best for?
The PIXEL Play Born Digital Credit Card is perfect for people in two main groups:
For Salaried Individuals:
- Age: Between 21 to 60 years
- Monthly Income: More than ₹25,000
For Self-Employed Individuals:
- Age: Between 21 to 65 years
- Annual Income: ₹6.0 Lakhs or more according to Income Tax Return (ITR)
Membership Fee: ₹500/- + Applicable Taxes
Special Offer: Spend ₹1,00,000 or more in a year before your Credit Card renewal date to get your renewal fee waived off.
Why was this card launched?
The PIXEL Play Born Digital Credit Card was created to give people more benefits and make their digital experience better.
Rewards Breakdown:
- 5% Cashback on any two packs (Choose from categories like Dining & Entertainment, Travel, Grocery, Electronics, Fashion)
- 3% Cashback on any one E-commerce merchant (Choose from Amazon, Flipkart, or PayZapp)
- 1% Unlimited Cashback on all other spends
Extra Benefits:
- Pay in Parts (EMI Option): Convert your outstanding balance into EMIs easily.
- Fuel Surcharge Waiver: Get 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000.
- Joining Benefit: Spend ₹20,000 within 90 days of getting the card to get a joining fee waiver.
- Renewal Waiver: Spend ₹1 lakh or more in the last 12 months to get the renewal fee waived off for the next year.
- Dining Privileges: Enjoy up to 20% savings on restaurant bills via Swiggy Dineout.
- Pixel CashPoints: Earn these points and use them to buy vouchers within PayZapp.
Who benefits the most?
This card is great for those who often spend on dining, entertainment, travel, grocery, electronics, and fashion.
It’s also good for regular E-commerce and fuel purchases. If you want a rewards structure that fits your lifestyle, this card is for you.
How do the payment features work?
The PIXEL Play Born Digital Credit Card provides easy digital onboarding, customizable cashback, EMI options, and special privileges.
Use it for dining, travel, and other categories to earn cashback. Manage everything, including payments and statements, through the PayZapp app.
Get maximum benefits by using the card strategically, taking advantage of EMI options, and enjoying exclusive privileges.
How to Apply:
- Download the PayZapp app.
- Open the app and click on ‘Apply Now for PIXEL Play.’
- Follow on-screen instructions, providing necessary details.
- Make sure you meet the eligibility criteria.
- Submit the application and wait for approval.
- Receive an instant digital credit card within the PayZapp app upon approval.
- Read and understand the terms and conditions for a detailed overview.
Best alternative of : HDFC Pixel Play Card( suggested by cardupdate.in)
- Axis Vistara Credit Card
- ICICI Explorer Credit Card
- Flipkart Axis Bank Credit Card
- Shoppers Stop First Credit Card
Q&A
Interest Rates:
Q: What are the interest rates for purchases and cash advances?
A: Interest rates vary; check detailed terms and conditions for specific rates.
Card Limit:
Q: How is the credit limit determined, and can it be adjusted?
A: The credit limit depends on creditworthiness and can be adjusted upon request.
Global Acceptance:
Q: Is the card accepted internationally, and are there foreign transaction fees?
A: Generally accepted internationally; check for any associated foreign transaction fees.
Security Features:
Q: What security features are included in the card?
A: The card has robust security features for fraud protection and secure transactions.
Customer Support:
Q: How can I contact customer support, and what is the typical response time?
A: Find customer support details on the issuer’s website or app, response times may vary.
Additional Fees:
Q: Are there any additional fees, such as annual fees or late payment fees?
A: Check the detailed terms and conditions for potential fees, including annual fees, late payment fees, and foreign transaction fees.
Grace Period:
Q: Is there a grace period for interest-free credit, and how is it calculated?
A: Enjoy an interest-free credit period of up to 50 days from the date of purchase, subject to merchant charge submission.
