Airtel Axis Bank Credit Card: amazing cashback on Airtel services, utility bills, and top online platforms like Swiggy, Zomato, and bigbasket.
Enjoy 4 complimentary airport lounge visits per year and benefit from low fees. Make your everyday spending more rewarding with the Airtel Axis Bank Credit Card!
Airtel Axis Bank joining and renewal fees
The joining and renewal fees for the Airtel Axis Bank Credit Card are as follows:
Joining Fee – Primary Card: Rs. 500
Joining Fee – Add-on Card: Waived
Annual Fee – Primary Card: Rs. 500 (waived off from the 2nd year onward on annual spends greater than Rs. 2,00,000. Note that rent transactions and wallet load transactions will not be eligible for spends counted towards the annual fee waiver.)
Airtel Axis Bank Credit Card Welcome Bonus
Amazon eVoucher: Worth Rs. 500 on the first transaction made within the first 30 days of card issuance.
Airtel Axis Bank Features & Benefits
The Airtel Axis Bank Credit Card offers the following features and benefits:
Cashback Benefits
- 25% Cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments via the Airtel Thanks app.
- 10% Cashback on utility bill payments (such as gas and electricity) via the Airtel Thanks app.
- 10% Cashback on purchases from Swiggy, Zomato, and bigbasket.
- 1% Cashback on all other spends.
- Cashback will be directly credited to your credit card statement.
Complimentary Lounge Access
- 4 Complimentary Lounge Visits to select airport lounges within India per calendar year on minimum spends of INR 50,000 in the previous 3 months.
Airtel Axis Bank Fees
The fees associated with the Airtel Axis Bank Credit Card are as follows:
Other Fees
Cash Payment Fee: Rs. 100
Duplicate Statement Fee: Waived
Card Replacement Fee – Primary Card: Nil
Card Replacement Fee – Add-on Card: Rs. 100
Reward Redemption Fee: No
Mini Statement SMS: Waived
Outstation Cheque Fee: Waived
Transaction Alert SMS: Free
Cash Withdrawal Fee: Min. Rs. 500 up to 2.5% of the cash withdrawal amount
Over Limit Fees: Min. Rs. 500 up to 2.5% of the over limit amount
GST: As per existing Government norms
Rent Transaction Fee: 1% capped at INR 1,500 per transaction, GST applicable as notified by the Government of India
Balance Enquiry Charges: Waived
Charge Slip Retrieval Fee or Copy Request Fee: Waived
Finance Charges (Retail Purchases and Cash): 3.6% per month (52.86% per annum)
Surcharge on Purchase or Cancellation of Railway Tickets: As prescribed by IRCTC/Indian Railways
Cheque Return or Dishonor Fee or Auto-Debit Reversal: 2% of the payment amount, subject to Min. Rs. 450, Max. Rs. 1,500
Foreign Currency Transaction Fee: 3.50% of the transaction value
Dynamic Currency Conversion Markup: 1% plus taxes will be applicable on each international transaction performed in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in a foreign nation
Late Payment Fees:
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if Total Payment Due is between Rs. 501 – Rs. 5,000
Rs. 750 if Total Payment Due is between Rs. 5,001 – Rs. 10,000
Rs. 1,200 if Total Payment Due is greater than Rs. 10,000
How to apply for Airtel Axis Bank Credit Card?
To apply for the Airtel Axis Bank Credit Card, follow these steps:
- Download the Airtel Thanks App: If you haven’t already, download the Airtel Thanks app on your mobile device.
- Navigate to the Credit Card Section: Open the app, go to the ‘Financial Services’ section, and select the Airtel Axis Bank Credit Card.
- Fill in the Details: Complete the application form with your personal and financial information.
- Submit the Application: After providing the necessary details, submit your application.
Airtel Axis Bank Credit Card is it Best For?
Overall, the Airtel Axis Bank Credit Card is best for individuals who are looking for substantial cashback benefits on Airtel services, utility bills, and popular online platforms, along with occasional travel perks and low fees.
