Get one free movie tickets or 100% off and Enjoy dining delights with up to 15% off at partner restaurants and lounge access.
Don’t be shocked. This card is one of the best credit cards of Axis Bank.
Without delay let us discuss all the features benefits of this card.
Axis My Zone Credit Card joining and renewal fees
- Joining Fee: Rs. 500
- Annual Fee (First Year): Nil
- Annual Fee (Second Year Onwards): Rs. 500
Axis My Zone Credit Card Welcome Bonus
The Axis My Zone Credit Card offers a welcome bonus with two enticing benefits.
Firstly, upon making your first purchase within 30 days of card issuance, you receive a complimentary SonyLIV Premium annual subscription valued at Rs. 999.
Secondly, you can enjoy movie ticket offers, where you can either avail of a buy one, get one free deal on movie tickets (with a maximum discount of Rs. 200 per month) or receive a 100% discount on the second movie ticket when booking through Paytm Movies (also with a maximum discount of Rs. 200 per month).
Features & Benefits of Axis My Zone Credit Card
Rewards:
- Benefit: Earn EDGE Reward Points.
- Details: Gain 4 EDGE Reward points for every Rs. 200 spent (except for excluded categories). Redeem points for various rewards through the EDGE Rewards program.
Movie Magic:
- Benefit: Discounted Movie Tickets.
- Details: Choose from two offers: buy one, get one free on movie tickets (up to Rs. 200 discount per month), or get a 100% discount on the second movie ticket at Paytm Movies (up to Rs. 200 discount per month).
Fuel Savings:
- Benefit: Fuel Surcharge Waiver.
- Details: Receive a 1% waiver on fuel surcharge for transactions between Rs. 400 and Rs. 4,000, capped at Rs. 400 per billing cycle.
Dining Delights:
- Benefit: Restaurant Discounts.
- Details: Enjoy up to 15% off (maximum Rs. 500) at partner restaurants across India under the ‘Dining Delights’ program via EazyDiner. Applicable twice a month on minimum transactions of Rs. 1500.
Lounge Access:
- Benefit: Complimentary Airport Lounge Visits.
- Details: Receive 1 complimentary access to select airport lounges within India per calendar quarter.
Easy Monthly Installments (EMI):
- Benefit: Convert Transactions to EMI.
- Details: Convert purchases of Rs. 2,500 and above into easy monthly installments by contacting the bank.
Convenience:
- Benefit: Contactless Payments.
- Details: Enjoy the convenience of contactless payments for transactions up to Rs. 5,000 with your EMV chip card.
Security:
- Benefit: EMV Chip and PIN.
- Details: Enhanced security with EMV chip and PIN technology for reduced fraud risk.
Other Benefits:
- Instant discount on Swiggy orders (subject to change).
- Offers and discounts from various partner brands.
Hidden Fees of Axis My Zone Credit Card
Cash Advance Fee:
- Fee: Fee for withdrawing cash using the card.
- Amount: 2.5% of the transaction amount (minimum Rs. 500).
Late Payment Fee:
- Fee: Penalty for not making the minimum payment by the due date.
- Amount: Up to Rs. 1,000 (varies depending on outstanding amount).
Annual Interest Rate:
- Fee: Interest charged on unpaid balance.
- Rate: 3.6% per month (52.86% per annum).
Foreign Currency Transaction Fee:
- Fee: Additional fee for transactions in foreign currency.
- Amount: 3.5% of the transaction amount.
Rent Pay Fee:
- Fee: Fee for using the card for rent payments.
- Amount: 1% of transaction amount (maximum Rs. 1,500).
Axis My Zone vs. Neo Credit Card (Short Comparison)
| Feature | Axis My Zone | Neo Credit Card |
|---|---|---|
| Rewards | 4 EDGE points/Rs. 200 spent (except exclusions) | Cashback on utilities & mobile recharges |
| Welcome Bonus | SonyLIV subscription, Movie Ticket Offers | 100% cashback on 1st utility bill (up to Rs. 300) |
| Annual Fee | Rs. 500 (1st year waived), Rs. 500 (renewal) | Lifetime Free |
| Focus | Entertainment, Dining, Occasional Travel | Bill Payments, Mobile Recharge |
| Airport Lounge | 1 complimentary access/quarter | None |
| Best for | Moderate Spenders, Entertainment & Dining | Bill Payers, Mobile Recharge |
How to Apply?
Online Application
- Visit the Axis Bank website (Axis Bank Credit Card on axisbank.com).
- Locate the “Apply Now” section for the Axis My Zone Credit Card.
- Follow the link to access the secure application form.
- Complete the application form with accurate personal details, including income and employment information.
- Upload scanned copies of necessary documents, such as PAN card, proof of address, and proof of income.
- Review the information provided to ensure accuracy.
- Submit the application electronically through the website.
Offline Application
- Visit the nearest Axis Bank branch during business hours.
- Approach a bank representative and request an application form for the Axis My Zone Credit Card.
- Fill out the application form completely and legibly, providing all required details.
- Prepare photocopies of essential documents, including PAN card, proof of address, and proof of income.
- Submit the completed application form along with the photocopies of required documents to the bank representative.
- Ensure all documents are properly attached and the application form is signed where necessary.
Required Documents (may vary slightly)
- PAN Card (photocopy)
- Proof of Address (Passport/Ration Card/Utility Bill)
- Proof of Income (Latest payslip/Form 16/IT return copy)
By following these steps and providing the necessary documents, you can successfully apply for the Axis My Zone Credit Card either online or offline.
Axis My Zone Credit Card is it Best For?
Good for those who enjoy entertainment and dining, the Axis My Zone Credit Card offers a range of benefits tailored to this demographic.
Among these perks are discounts on movie tickets, a complimentary SonyLIV subscription, access to restaurant discounts through ‘Dining Delights,’ and exclusive offers with Swiggy.
For people who engage in occasional travel, the card provides some value despite not offering extensive travel benefits.
The complimentary airport lounge access, available once per quarter, can be particularly advantageous for infrequent travelers looking to add a touch of comfort to their journeys.
Additionally, individuals seeking a credit card with a low annual fee will find the Axis My Zone Credit Card appealing. With the first year’s fee waived and subsequent fees starting at a competitive rate of Rs. 500 onwards, this card offers decent benefits without imposing a significant financial burden.
Moreover, the Axis My Zone Credit Card is a suitable choice for new cardholders or those looking to build their credit.
Its lower eligibility requirements compared to premium cards make it accessible to individuals with limited credit history, providing them with an opportunity to establish and strengthen their credit profiles.
