So, you’ve just received your brand new HDFC credit card in the mail – exciting, right? But before you can start swiping away, you need to activate it.
Don’t worry; it’s a simple process, and we’re here to guide you through it step by step.
Setting Your PIN
The first thing you’ll want to do is set your PIN. This is crucial for using your card at ATMs and POS machines. There are a few ways you can do this:
- Visit an HDFC Bank ATM: Insert your card and follow the prompts on the screen. You’ll receive an OTP (One-Time Password) on your registered mobile number, which you’ll use to create your new PIN.
- Call HDFC’s IVR number: Dial 18602660333 and follow the automated instructions to set your PIN. You’ll need your card details handy for this.
Enabling Transactions
Once your PIN is set, you’ll need to enable transactions for your card. This includes online transactions, contactless payments, and international transactions. Here’s how you can do it:
- NetBanking: Log in to your HDFC NetBanking account, go to the ‘Cards’ tab, select ‘Request,’ and then ‘Set Card Usage/Limits.’ From there, you can enable various transaction features for domestic and international use.
- MyCards: Visit the HDFC MyCards website and log in using OTP. Link your credit card, then navigate to the “Card Control” tab to enable your desired transactions.
- EVA (HDFC’s virtual assistant): Head to the HDFC Bank website and click on the chat icon to chat with EVA. You can choose your preferred transactions to enable the card.
Using Your Card
Lastly, you can activate your card by making at least one online or POS transaction within 37 days of receiving your card. This ensures that your card remains active and ready for use.
Activation Guidelines
Here are some important guidelines to keep in mind:
- Activation Timeframe: Activate your card within 30 days from the card open date, as per RBI guidelines. You have a grace period of 7 days after that.
- Activation Modes: You can activate your card through various methods, including card usage, MyCards, ATM, IVR, Net Banking, OTP confirmation, and SmartPay registration.
- Activation Rewards: By making a transaction within the first 37 days, you can earn Rs 250 worth of gift vouchers.
Conclusion
Activating your HDFC credit card is a straightforward process that ensures you can start using your card with ease.
Whether you prefer using ATMs, NetBanking, or even the assistance of EVA, HDFC provides multiple options to suit your convenience.
Just remember to set your PIN, enable transactions, and make that first transaction within 37 days to keep your card active.
Enjoy the perks and benefits that come with your HDFC credit card!
